Finance

17 Sep

Posted at 18:54h in Finance by

If making regular monthly payments isn’t enough for you to pay off your debt, consolidation could be the right solution for you. Debt consolidation is a debt reduction strategy where you combine all of your debt into one single monthly payment at the lowest possible...

13 Sep

Posted at 18:51h in Finance by

Want to learn more about how to set smart goals? SMART stands for Specific, Measurable, Assignable, Realistic, and Time-Related. If you want to eliminate debt quickly, the experts at Pivotal Wealth can teach you how to use SMART goals and other debt reduction strategies to...

10 Sep

Posted at 18:47h in Finance by

Your debt to income ratio is the total amount of all your monthly debt payments (car loan, mortgage, credit card payments) divided by your monthly income. Debt to income ratio is one of the main ways lenders measure your creditworthiness and your ability to manage...

06 Sep

Posted at 18:31h in Finance by

If you’re considering ways to become debt-free, you’ve likely looked into a debt relief method called debt validation, two of the most common debt relief methods. If you want to become debt-free, the experts at Pivotal Wealth can set you on the right path. Understanding...

01 Sep

Posted at 18:30h in Finance by

Most people have some kind of debt. Whether it’s student loans, credit card debt, auto loan debts, a mortgage or something else, you likely have a source of debt that is causing you some stress each month as you work to make payments on it....

27 Aug

Posted at 15:45h in Finance by

How to Read a Credit Report Understanding how to read a credit report is key to understanding your credit score. By reviewing your credit reports, you’ll be able to get a clearer picture of your overall credit health, and you’ll know if you need to make...

23 Aug

Posted at 15:25h in Finance by

If you’ve been researching debt relief options, you’ve likely come across the term “debt settlement” before. If this term sounds confusing or complicated to you, you’re not alone. Although settlement can be a very effective method eliminating debt, many people are unfamiliar with the process....

17 Aug

Posted at 15:24h in Finance by

Personal finance is not everyone’s strong suit, and many people struggle to manage their money correctly from month to month. Understanding money management and saving better will give you financial peace of mind. Pivotal Wealth specializes in helping individuals and families become debt free and...