debt Tag

17 Sep

Posted at 18:54h in Finance by

If making regular monthly payments isn’t enough for you to pay off your debt, consolidation could be the right solution for you. Debt consolidation is a debt reduction strategy where you combine all of your debt into one single monthly payment at the lowest possible...

13 Sep

Posted at 18:51h in Finance by

Want to learn more about how to set smart goals? SMART stands for Specific, Measurable, Assignable, Realistic, and Time-Related. If you want to eliminate debt quickly, the experts at Pivotal Wealth can teach you how to use SMART goals and other debt reduction strategies to...

10 Sep

Posted at 18:47h in Finance by

Your debt to income ratio is the total amount of all your monthly debt payments (car loan, mortgage, credit card payments) divided by your monthly income. Debt to income ratio is one of the main ways lenders measure your creditworthiness and your ability to manage...

01 Sep

Posted at 18:30h in Finance by

Most people have some kind of debt. Whether it’s student loans, credit card debt, auto loan debts, a mortgage or something else, you likely have a source of debt that is causing you some stress each month as you work to make payments on it....

23 Aug

Posted at 15:25h in Finance by

If you’ve been researching debt relief options, you’ve likely come across the term “debt settlement” before. If this term sounds confusing or complicated to you, you’re not alone. Although settlement can be a very effective method eliminating debt, many people are unfamiliar with the process....

23 Apr

Posted at 07:00h in Finance by

Getting into debt can be so easy, but getting out of debt is often painfully difficult. If you’ve found yourself trapped in a mountain of debt, you’re likely searching for any way to pay down your balance and get out of debt. Read on to...

20 Apr

Posted at 08:56h in Finance by

If you find yourself falling behind on your bills, the debt collectors will likely come calling. Debt collectors are legally obligated to follow certain guidelines when collecting debts. Getting calls or a notice from a collections agency can be stressful, but if you know your...