personal finance Tag

If making regular monthly payments isn’t enough for you to pay off your debt, consolidation could be the right solution for you. Debt consolidation is a debt reduction strategy where you combine all of your debt into one single monthly payment at the lowest possible...

If you’re considering ways to become debt-free, you’ve likely looked into a debt relief method called debt validation, two of the most common debt relief methods. If you want to become debt-free, the experts at Pivotal Wealth can set you on the right path. Understanding...

Most people have some kind of debt. Whether it’s student loans, credit card debt, auto loan debts, a mortgage or something else, you likely have a source of debt that is causing you some stress each month as you work to make payments on it....

How to Read a Credit Report Understanding how to read a credit report is key to understanding your credit score. By reviewing your credit reports, you’ll be able to get a clearer picture of your overall credit health, and you’ll know if you need to make...

If you’ve been researching debt relief options, you’ve likely come across the term “debt settlement” before. If this term sounds confusing or complicated to you, you’re not alone. Although settlement can be a very effective method eliminating debt, many people are unfamiliar with the process....

Personal finance is not everyone’s strong suit, and many people struggle to manage their money correctly from month to month. Understanding money management and saving better will give you financial peace of mind. Pivotal Wealth specializes in helping individuals and families become debt free and...

An emergency fund is one of the most important parts of a solid financial plan. Not only does an emergency fund offer you peace of mind, it can also prevent you from going any further into debt. At Pivotal Wealth, we specialize in getting people...